# Introduction Yeti Finance is a lending protocol on Avalanche that allows users to borrow up to against their portfolio of LP tokens, staked assets such as sJOE and sAVAX, and yield-bearing stablecoins in a single debt position. Rewards from deposited collaterals are auto-compounded like staked assets or LP tokens are deposited into Yeti Finance’s protocol Borrowers receive YUSD, an overcollateralized stablecoin which can be swapped for additional assets whi can be re-deposited into Yeti Finance. YUSD can be redeemed for $1 of underlying collateral minus redemption fees. Yeti Finance builds off [Liquity's ](https://www.liquity.org/)economic model to ensure peg stability and efficient liquidations. Yeti Finance is a **quantum leap** forward in the stablecoin/lending landscape. NOTE: A new fee model is in effect as of November 2nd, 2022. These changes include a reduction of one-time borrowing fees and and introduction of a 0.5% starting interest rate for new and existing borrowers. Read more [here](https://blog.yetifinance.co/the-path-to-becoming-the-best-defi-borrowing-protocol-790459ddf93d). Please read our [DISCLAIMERS: RISK & YETI/YUSD ](https://docs.yeti.finance/disclaimer-risks-and-yeti-yusd)and [Terms of Service](https://docs.yeti.finance/terms-of-service) before using Yeti Finance and interacting with YETI or the YUSD token. ![](https://165386313-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2F4OftjbgGWmJOiwFRkFKr%2Fuploads%2FSxRrse0tsIf0ShXbq5SP%2Fyeti-market.png?alt=media\&token=4b874c80-f862-403c-8d89-043a56a236aa) --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.yeti.finance/introduction.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.