Risk-Adjusted Value - RAV value is a way for the system to weight collateral risk. For some dollar value of collateral, safer collateral has a RAV relative to risky collateral. The risk-adjusted value depends on the collateral's safety ratio. Safety ratios must be between 0 and 1.1. Stable collateral (i.e. qiUSDC, aUSDC, av3CRV) can have a safety ratio between 1 and 1.1, but all other collateral has a safety ratio between 0 and 1.